Single___Parent___Life











{March 13, 2014}   One Step Closer To…..

Being debt free, $5970.50 to be exact. Not bad considering I was about $$8500 give or take in. Didn’t happen under the best way it could have and I really could use the money right now I am ok with it. I’m not stressed and feel that everything is going to be ok.

We filed our taxes last Wednesday and by Friday they said it would be in the bank by Tuesday. I was hoping it would slide through without being caught and just go in since they did it so fast. But it didn’t. I owe student loans. Wait I owed student loans and was in default. I should have taken care of it but really hadn’t felt like it and then just busy. I didn’t know what to tell them either I really didn’t have any money to pay them. I have sat here for months and months without a dime to do anything. Just now starting to get things turned around. When I tried to talk to them all they wanted to hear was that I would send them X amount every month. I couldn’t so I just hadn’t called them back. Well Monday when I checked my taxes it said they had taken the $5970 out for my loans. They are now all paid off. Don’t leave much to move on none to fix my truck or try to buy the one I been looking at or any to start the business I had been working on. But at least I don’t have to worry about it. It least it won’t happen when it is just me and the kid and we may need it more than we do now.

The good new to is I can now go back to school. I can get government grants and loans again. I am going to try to go in next week and see if it is to late to sing up for summer classes online. I’m not taking out anymore loans right now. Just going to do what I can with grants. Then will see what to do with the rest. Maybe closer to the end I may take a few out. But once I finish school I shouldn’t have any problems paying them back. I will get a better job then I have ever had I hope and make decent money.

I the next big thing I have to get paid off is the loan I took out with RC on my truck. It is about two thousand maybe twenty five hundred now I’m sure. I paid and paid on it but after I had the baby I wasn’t able to pay on it. I have had to use that money to pay for stuff for the baby every month. Diapers and things are not free and with no help from RC I been doing it all myself. I am thinking that when I go for support on itty bitty asking them if they can have him help pay the loan back. I don’t know if they will but if they do that will be great every little bit helps. I could take him to court and sue him for it but don’t know if I really want to be bothered with all that. I have to find him and go to court and everything for baby girl and finish court with father of the year over our divorce so I probably won’t even mess with it.

Other than that I have a couple little things here and there that I need to take care of. Then I should have pretty good credit. I will have credit for once that isn’t good or bad or none. I went from none to bad.



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