Twenty Seven Thousand Dollars

I hadn’t heard anything at all about the accident I had in September until the last couple weeks. Then I got a notice in the mail saying I needed to pick up a letter and sign for it and I got a call from the lady handling the claim. I tried to call her back but she didn’t leave her last name or all over her extinction so I couldn’t get a hold of her. Finally after calling and waiting on hold three different days I got some one who gave me the information for her. They transferred me over to her but of course she wasn’t in or answering the phone who knows. I called back and left a message telling her when I would be able to answer the phone so she could call me back. But I never heard back from her.

Then last week I got a couple letters in the mail and a big package of information. The letter just said that they know there was an accident this was who would be handling it and that was about it. The big package told me that they had three claims against me from the accident. His insurance company, AT&T, and a guys name. I am not sure if the guys name is the name of the guy who I hit or the guy that was in the car with him. I am thinking probably the guy in the car with him, but really not sure.

It shows that someone ended up going to the er and being checked out, that they gave him a rental car and that cost almost a grand, that his car was totaled ( I already knew that when it happen, he didn’t think so) and that the phone company wants a grand for the box that he ended up landing on. They bought him a new car came to around fifty thousand or more. They are showing something salvage for over eleven thousand, I am thinking that is what they ended up selling the totaled car for. It looks like they took that off and something else because it is showing thirty seven thousand still owed and my insurance is only good for ten thousand.

It says they are going to do all that they can to settle this without anything being left owed on it but they don’t know what is going to happen and there maybe meeting and things that I will need to or should be present at. That if they can not settle then they will be asking what I can contribute toward the amount owed and try to settle with that amount.

I have nothing extra right now I can give them toward it, so I will probably be sued by the other insurance company or this guy for the twenty seven thousand dollars that is left owed on it. All I can do is wait and see what happens and when they decide to go to court. It sucks because I am going to end up missing work in order to go to court. Then who knows what they will say once we get in court. It’s not like I have all this extra money at the end of the week or the month to do anything with. By the time I pay my bills I have just enough to get gas and some food for the next two weeks. I had to borrow a big chunk of money last week to get threw to this week and have nothing left. All I have they can take is my truck and at one time it was worth a little bit but now that I had the accident and put it back together it probably isn’t worth much now. It still needs the hood fixed, it needs to be painted because it wasn’t blended, it has some mechanical things wrong with it I still have to figure out and get fixed as well. If insurance had paid out it would have been totaled as well so that should tell them something. If it is like it is with a lot of things around here when it comes to vehicles, I am not the only one who depends on that vehicle to get around so they can’t take it if it is the only one I have. My kids depend on it to get to doctors, the store and other places they need to go. Even though I am the driver they still have places they have to get to. That being their only way then they do not take it out of the home it would cause a hardship for them. Those two things maybe the only things that save my truck and not leave me walking.

I don’t know what’s going to happen all I know is that I can’t stress over it until whats going to happen, happens. I am just going to do what I have to do tell them what they need to know and show up when and where I am supposed to show up. Once they decide what is going to happen and what I am going to have to do or not have to do then I will worry about it and take care of it from there. I had my license and insurance that is required by the state so I can’t get in trouble for that at least.