Getting On A Budget

I really want to get on a budget I said that in a post the other day when I was talking about starting this job.

I have been looking for an app I could set up a budget in, that tracks everything that I want in a way that I want. But I haven’t found that. I want one that tracks planed expenses and planned pay but doesn’t add your pay into the figures until you approve it the day it comes.

The one app I like I can put planed expenses in and it will take them out the day I set. But when I put planned pay in it adds it right away. I like it shows how much going out is coming up takes it away from your available money but tells you over all with it how much you have. If it did the same with pay that would work too but it don’t. But it is good to track daily expenses like those stops at the store, gas or just that few dollars you spend here or there. I like that.

The new one I found last night does what I want and a little more. But it is more for monthly expenses than daily and monthly. But it really help me set things up way better than the other. It is laid out as a calendar you see every day and it has a red dot for expenses and green for money expected in that day. Then at the bottom of the box it shows you how much money you will have on that day after either or both have been added in and taken off. If you go in and put in all your pay days and all your bills it really puts into perspective how much you should have at any given point and makes you think about how much you really spend.

It help me to put my bills in order too. It helps I get paid in Friday and Wednesday. I set my bills up so I pay one every Thursday. They will be on time and get caught up.

I really like it shows your pay and bills like that just wish it was easier to track everyday stuff. Like the money I spent at the store this morning or on the way to work.

By the middle of next month I should have about $1500 to put on a truck. I should have it paid off in no time a few weeks or month. By mid June with tax money I should have enough to buy a really nice truck like the one I have. It will be paid in full when I get it. Seeing all my household everything laid out and seeing what I can have motivates me. Seeing it is possible that I can do it is nice that we aren’t just going to be getting by.

If anyone is interested the apps are called Vault and income vs. Expenses.  Vault is the one that will really put things into perspective and show you what you can have on any given day.

 

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